Wednesday, June 25, 2008
Aaaaaaaarghhhhhhhh Bad Nerves Day
I wants to sting something, sting it hard and makes it hurt. Probably too many steroids in my spine and associated trigger points. I've been also wanting to eat anything and all of it.
Started a project been wanting to do for years - clean up the credit report - wrong addresses, jobs we've never worked, debts paid off and never reported paid off, people on it we have never heard of that are supposed to be us, jobs we never had, delinquencies we never had, etc., etc., etc. I have been fighting for two weeks with Bank of America concerning a report of the credit agency that we have never paid off two cars. Then why do we have the titles?
Finally, after two weeks of phone calls to no avail, "H" made a trip to the bank for help and was successful - we have two zero balance letters in hand. We have someone helping us clean up the report - so I am going straightaway to fax them to our helper in this cleaner-upper trial of nerves. I've come to the conclusion that a large majority of people are too lazy to take care of a problem so they make up stuff so they won't have to write a **>>>!!! letter. It should not take 17 phones calls and two weeks and three people to get a proof letter from the bank stating that your account is zero when its really zero. Jeez. Now how long will it take to persuade the credit reporting agency!
Then I get in the shower - turn on the water and...........no water. "H" is unusually quiet, but has left the house to "check on the problem." Would this be one of the credit snafu's? Forgetting to pay the garbage bill? If you don't pay for the garbage pickup they shut off your water. Makes perfect sense. Footnote: He just came back and said that there was a water main break - now is that wicked of me to think such a thing?
The "huge delinquency" showing on our report is because, I'm told, if you have a mortgage, the mortgage company is supposed to report monthly. Ours hasn't reported for two years. More phone calls. More snotty replies.
We had a tax lien way back in college days about 20 years ago, I've protested with the credit reporting agencies several times and have been assured as soon as I fax the release, which I have been faxing to one or another of them about every two years on average for 15 years, they will take it off the report. Is it off the reports? Of course not.
I am banging my head against a brick wall.
Ok, now this wasp lady will turn into Tinker Bell and start thinking only positive thoughts. As soon as I get water for my shower. I promise.